Welcome to Stratton Wave Investments Company Limited (“Company,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website, services, and investment platforms (collectively, the “Services”). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our Services.

1. Acceptance of Terms

• Binding Agreement: By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and any additional terms and conditions that may apply.

• Modifications: We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the Services after such modifications constitutes your acceptance of the revised Terms.

2. Eligibility

• Age Requirement: You must be at least 18 years old to use our Services.

• Legal Capacity: You represent and warrant that you have the legal capacity to enter into a binding agreement and that your use of the Services complies with applicable laws and regulations.

3. Registration and Account Security

• Account Creation: To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process.

• Account Responsibility: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

4. Investment Services

• No Offer or Solicitation: The information provided on our website does not constitute an offer or solicitation to buy or sell securities or other financial instruments.

• Risk Acknowledgment: Investments involve risks, including the potential loss of principal. You acknowledge that past performance is not indicative of future results.

• Regulatory Compliance: Our investment activities comply with the Investment and Securities Act (ISA) and regulations set forth by the Securities and Exchange Commission (SEC) of Nigeria.

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5. User Conduct

• Prohibited Activities: You agree not to:

  • Use the Services for any unlawful purpose.

  • Post or transmit any harmful, threatening, or defamatory content.

  • Attempt to gain unauthorized access to our systems or networks.

  • Engage in any activity that could harm or disrupt the Services.

6. Intellectual Property

• Ownership: All content, trademarks, and other intellectual property on our website are owned by or licensed to the Company.

• Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes.

• Restrictions: You may not reproduce, distribute, or create derivative works from any content on our website without prior written consent.

7. Privacy

• Data Collection: We collect and process personal data in accordance with our Privacy Policy.

• Consent: By using our Services, you consent to the collection and use of your information as described in our Privacy Policy.

8. Third-Party Links

• External Sites: Our Services may contain links to third-party websites. We are not responsible for the content or practices of these sites.

• No Endorsement: Inclusion of any link does not imply endorsement by the Company.

9. Limitation of Liability

• No Warranty: The Services are provided “as is” without any warranties, express or implied.

• No Liability: To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Services.

10. Indemnification

• Your Responsibility: You agree to indemnify and hold harmless the Company, its affiliates, and employees from any claims arising out of your use of the Services or violation of these Terms.

11. Governing Law

• Jurisdiction: These Terms are governed by the laws of the Federal Republic of Nigeria.

• Dispute Resolution: Any disputes arising under these Terms shall be resolved in the courts of Nigeria.

12. Anti-Money Laundering (AML) Compliance

• Legal Framework: We adhere to the Money Laundering (Prevention and Prohibition) Act, 2022, and other relevant regulations to prevent money laundering and terrorist financing.

• Customer Due Diligence: We implement Know Your Customer (KYC) procedures to verify the identity of our clients.

• Reporting Obligations: Suspicious activities are reported to the Nigerian Financial Intelligence Unit (NFIU) as required by law.

13. Termination

• Right to Terminate: We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, for conduct that violates these Terms or is otherwise harmful to other users or the Company.

14. Severability

• Enforceability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Contact Information

• Inquiries: For questions regarding these Terms, please contact us at:

  • Email: [email protected]

  • Address: No. 3 Omojola Close, Abbubakar Street, Beside New Central Market, Byazhin Road, Kubwa, Abuja, Nigeria.